Please be advised, as of December 15, 2023, our New Minas office will be temporarily closed for renovations and the entire Nova Scotia Team will work out of our Berwick office, located at 220 Commercial Street.
Happy African American boy having fun with his father at home.

My Policy Wordings

Title Sector Region Effective Date
Tobacco Stock Broad Form – RIDER 3 04-2012 Farm Nova Scotia, Ontario Apr 1, 2012
Land Exterminators Endorsement LEE 01-2021 Farm Nova Scotia, Ontario Jan 1, 2021
Harvested Ginseng Root HGR 10-2017 Farm Nova Scotia, Ontario Oct 1, 2017
Life Lease LLEASE 08-2017 Residential Nova Scotia, Ontario Aug 1, 2017
Vehicle Replacement Cost Endorsement – VRCE Auto Nova Scotia
Personal & Farm Common Definitions, Exclusions & Conditions Form PLF 01-2024 Farm, Residential Nova Scotia, Ontario Jan 1, 2024
Limited Guaranteed Rebuilding Cost 01-2024 Residential Nova Scotia, Ontario Jan 1, 2024
Comprehensive Second Home Form CSH 01-2024 Residential Nova Scotia, Ontario Jan 1, 2024
Comprehensive Home Form CH 01-2024 Residential Nova Scotia, Ontario Jan 1, 2024
Comprehensive Hobby Farm Form CHF 01-2024 Farm Nova Scotia, Ontario Jan 1, 2024
Commercial Common Agreements Definitions Exclusions and Conditions Form COMM 01-2024 Commercial Nova Scotia, Ontario Jan 1, 2024
BizFarm BZF 01-2024 Farm Nova Scotia, Ontario Jan 1, 2024
Home Systems Protection Coverage HSPC 01-2024 Farm, Residential Nova Scotia, Ontario Jan 1, 2024
Increased Limits Bundle Wording – 01-2021 Residential Nova Scotia, Ontario Jan 1, 2021
Enhanced-Farm-Machinery-and-Equipment-Form-EFME-12-2022 Farm Nova Scotia, Ontario Dec 1, 2022
Prominence-Swine-Form-PPSF-01-2021 Farm Ontario
Prominence-Poultry-Farm-Form-PPPF-01-2021 Farm Ontario Jan 1, 2021
Prominence-Equine-Farm-PPEF-01-2021 Farm Ontario Jan 1, 2021
Prominence-Dairy-Goat-Farm-PPDGF-01-2021 Farm Ontario Jan 1, 2021
Prominence-Dairy-Farm-PPDF-01-2021 Farm Ontario Jan 1, 2021
Prominence-Cash-Crop-Farm-PPCCF-01-2021 Farm Ontario Jan 1, 2021
Prominence-Beef-Farm-PPBF-01-2021 Farm Ontario Jan 1, 2021
OAP1-Jan 2024 Auto Ontario
NSEF 11 Change of Coverages Endorsement (Section C) Auto Nova Scotia
NSEF 10 Change of Limits and Deductibles Endorsement Auto Nova Scotia
NSEF 9 Marine Use Excluded Endorsement (Amphibious Vehicles) Auto Nova Scotia
NSEF 8A Property Damage Reimbursement for Operation by Named Person Endorsement – (Section A Only) Auto Nova Scotia
NSEF 8 Property Damage Reimbursement Endorsement (Section A only) Auto Nova Scotia
NSEF 7 Separate Limits Endorsement -Third Party Liability- For use with N.S.P.F. No. 1 Auto Nova Scotia
NSEF 6F Public Passenger Vehicles Endorsement – For use with N.S.P.F No. 1 Auto Nova Scotia
NSEF 6D Driver Training School Endorsement – For use with N.S.P.F. No. 1 Auto Nova Scotia
NSEF 6C Public Passenger Vehicles Endorsement – For use with N.S.P.F No. 1 Auto Nova Scotia
NSEF 6B School Bus Endorsement – For use with N.S.P.F. No. 1 Auto Nova Scotia
NSEF 6A Permission to Carry Passengers for Compensation Endorsement – For use with N.S.P.F. No. 1 Auto Nova Scotia
NSEF 5D Conversion Coverage Endorsement -For use with N.S.P.F. No. 1 Auto Nova Scotia
NSEF 3 Drive Government Automobiles Endorsement – For use with N.S.P.F. No. 1 Auto Nova Scotia
NSEF 2 Drive Other Automobiles Endorsement – Named Person(s) – For use with N.S.P.F. No. 1 Auto Nova Scotia
NSEF 1-45 Restricted Permission to Drive for an Insured Transportation Network (For Use in the Province of Nova Scotia) Auto Nova Scotia
NSEF 23B Mortgage Endorsement (Broad Form) Auto Nova Scotia
NSEF 23A Mortgage Endorsement Auto Nova Scotia
NSEF 22 Damage to Property of Passengers Endorsement Auto Nova Scotia
NSEF 21B Blanket Basis Fleet Endorsement Auto Nova Scotia
NSEF 21A Monthly Reporting Basis Fleet Endorsement Auto Nova Scotia
NSEF 20 Loss of Use Endorsement NSEF 20 Auto Nova Scotia
NSEF 19A Valued Automobile(s) Endorsement Auto Nova Scotia
NSEF 19 Limitation of Amount Endorsement Auto Nova Scotia
NSEF 17 Reinstatement of Coverage Endorsement Auto Nova Scotia
NSEF 16 Agreement for Suspension of Coverage Endorsement Auto Nova Scotia
NSEF 13C Comprehensive Cover – Deletion of Glass Endorsement Auto Nova Scotia
NSEF 13B Deleted Coverage Endorsement Auto Nova Scotia
NSEF 13A Deletion of Automobile Endorsement Auto Nova Scotia
NSEF 28A-1E Excluded Driver Endorsement Auto Nova Scotia
NSEF 28 Reduction of Coverage with respect to Operation By Named Person(s) Endorsement Auto Nova Scotia
NSEF 27 Legal Liability for Damage to Non-Owned Automobile(s) and Other Coverages when Insured Persons Drive Other Automobiles Endorsement. Auto Nova Scotia
NSEF 26 Disappearing Deductible Endorsement (All Perils or Collision or Upset) Auto Nova Scotia
NSEF 25A Alteration Endorsement Auto Nova Scotia
NSEF 25 Alteration Endorsement (endorsement changing or correcting statement(s) in the application or changing the rating classification) Auto Nova Scotia
NSEF 24 Fire Apparatus Endorsement Auto Nova Scotia
NSEF 73 Excluding Financed Automobiles Endorsement (for attachment only to a Garage Policy NSPF 4) Auto Nova Scotia
NSEF 72 Multiple Alteration Endorsement (for attachment only to a Garage Policy NSPF 4) Auto Nova Scotia
NSEF 71 Excluding Owned Automobiles Endorsement (for attachment only to a Garage Policy NSPF 4) Auto Nova Scotia
NSEF 70 Named Chauffeur Endorsement (for attachment only to a Garage Policy NSPF 4) Auto Nova Scotia
NSEF 63 Loss of Use Motor Home and Vacation Trailer Emergency Accommodation Expense Endorsement Auto Nova Scotia
NSEF 62 Agreement to Provide Coverage Under Section C for Contents of the Described Motorhome or Vacation Trailer Under Section C Auto Nova Scotia
NSEF 44 Family Protection Endorsement Auto Nova Scotia
NSEF 43R(L) Limited Waiver of Depreciation Endorsement (Specified Lessee) Auto Nova Scotia
NSEF 43R Limited Waiver of Depreciation Endorsement Auto Nova Scotia
NSEF 40 Fire and Theft Deductible Endorsement Auto Nova Scotia
NSEF 39 Accident Rating Waiver Endorsement Auto Nova Scotia
NSEF 38 Increased Limit, Automobile Sound and Electronic Communication Equipment Endorsement Auto Nova Scotia
NSEF 37 Limitation to Automobile Sound and Electronic Communication Equipment Endorsement Auto Nova Scotia
NSEF 36 Commercial Automobiles used Exclusively for Pleasure Endorsement Auto Nova Scotia
NSEF 35 Emergency Service Expense Endorsement Auto Nova Scotia
NSEF 32 Recreational Vehicle Endorsement Auto Nova Scotia
NSEF 31 Non-Owned Equipment Endorsement. Auto Nova Scotia
NSEF 30 Excluding Operation of Attached Machinery Endorsement Auto Nova Scotia
NSEF 29 Additional Coverage as Respects Operation By Named Person(s) Endorsement Auto Nova Scotia
NSEF 28A-3E Excluded Driver Endorsement Auto Nova Scotia
SCF 1 Lessee’s Insurance Undertaking Auto Nova Scotia
SCF 1 Lessee’s Insurance Undertaking (Attached to and forming part of the Lease Contract) Auto Nova Scotia
SAF 8 Application for Standard Lessors Contingent Automobile Policy Auto Nova Scotia
PCS 8 Premium Computation Statement (For attachment only to Standard Lessors Contingent Automobile Policy SPF 8) Auto Nova Scotia
Occasional Driver Certificate (Male Operators under 25 years of age) Auto Nova Scotia
NSPF 9 Standard Automobile Policy (NS – SPF No 9) Auto Nova Scotia
NSPF 4 Nova Scotia Garage Automobile Policy Auto Nova Scotia
NSPF 1 Standard Automobile Policy (Owner’s Form) for Nova Scotia Auto Nova Scotia
NSPCS 2 Final Adjustment of Premium Computation Statement. For attachment only to a Garage Policy N.S.P.F. No. 4 Auto Nova Scotia
NSPCS 1 Premium Computation Statement. For attachment only to a Garage Policy N.S.P.F. No. 4 Auto Nova Scotia
NSEF 82 Legal Liability for Damage to Non-Owned Automobile Endorsement. (For attachment only to Garage Policy-NSPF 4) Auto Nova Scotia
NSEF 81 Nova Scotia Garage Family Protection Endorsement (For Garage Policy NSPF 4) Auto Nova Scotia
NSEF 80 Specified Owned Automobile Physical Damage Coverage – For attachment only to a Garage Policy NSPF 4 Auto Nova Scotia
NSEF 79 Fire and Theft Deductible Endorsement – For attachment only to a Garage Policy NSPF 4 Auto Nova Scotia
NSEF 78A Excluded Driver Endorsement (For attachment only to a Garage Policy N.S.P.F No 4) Auto Nova Scotia
NSEF 78 Reduction of Coverage as Respects Operation by Named Persons Endorsement (for attachment only to a Garage Automobile Policy N.S.P.F. No.4) Auto Nova Scotia
NSEF 77 Legal Liability for Comprehensive Damage to Customers’ Automobiles Endorsement -including Open Lot Pilferage (for attachment only to a Garage Policy N.S.P.F no 4) Auto Nova Scotia
NSEF 76 Additional Insured Endorsement – Broad Form (for attachment only to a Garage Policy NSPF 4) Auto Nova Scotia
NSEF 75 Open Lot Pilferage Endorsement – Customers’ Automobiles (for attachment only to a Garage Policy NSPF 4) Auto Nova Scotia
NSEF 74 Open Lot Pilferage Endorsement – Owned Automobiles (for attachment only to a Garage Policy NSPF 4) Auto Nova Scotia
Statutory Conditions – Nova Scotia Commercial Lines -Fire Insurance Auto Nova Scotia
Statutory Conditions – Nova Scotia Automobile Insurance Auto Nova Scotia
Statutory Conditions – All Provinces except Newfoundland and Labrador, New Brunswick and Quebec Auto Nova Scotia
Standard Payroll Report Form. For attachment only to a Garage Policy N.S.P.F. No. 4 Auto Nova Scotia
Standard Non-Owned Automobile Policy (Application) Auto Nova Scotia
Standard Driver’s Policy – Application and Agreements Auto Nova Scotia
SPF 8 Standard Lessors Contingent Automobile Policy Auto Nova Scotia
SPF 6 Standard Non-owned Automobile Policy (Application and Insuring Agreement) Auto Nova Scotia
SEF 99 Excluding Long Term Leased Vehicle Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 98 Excluding Automobiles Personally Driven by Named Person(s) Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 97 Operation by Individual Named Insured Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 96 Contractual Liability Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 95 Limitation to Business Conducted at Specified Locations Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 94 Legal Liability for Damage to Hired Automobiles Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 93 Limitation to Automobiles Owned by Named Persons Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 92 Limitation to Hired Automobiles and Automobiles Operated Under Contract Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 91 Limitation to Operation of Automobiles by Named Persons Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 90 Limitation to Operation of Automobiles by Partners, Officers and Employees Endorsement (for attachment only to a Non-owned Policy SPF 6) Auto Nova Scotia
SEF 60 Legal Liability for Damage to Non-owned Automobile Endorsement (for attachment only to a Driver’s Policy SPF No. 2) Auto Nova Scotia
SEF 7 Standard Excess Automobile Policy (Third Party Liability Only) Auto Nova Scotia
Sewer Septic Tank Drain or Sump Backup Coverage SBER 01-2023 Residential Nova Scotia
Residential Short-Term Rental Extension RSTR 01-2023 Residential Nova Scotia
Overland Water Endorsement OWE 01-2023 Residential Nova Scotia
Ice Damming Endorsement ICE 01-2023 Residential Nova Scotia
OPCF48 Auto Ontario
OPCF47 Auto Ontario
OPCF44R Auto Ontario
OPCF43A Auto Ontario
OPCF43 Auto Ontario
OPCF40 Auto Ontario
OPCF38 Auto Ontario
OPCF29 Auto Ontario
OPCF28A Auto Ontario
OPCF28 Auto Ontario
OPCF 27B Auto Ontario
OPCF27 Auto Ontario
OPCF25A Auto Ontario
OPCF21B Auto Ontario
OPCF21A Auto Ontario
OPCF20 Auto Ontario
OPCF17 Auto Ontario
OPCF16 Auto Ontario
OPCF5c Auto Ontario
OPCF5 Auto Ontario
OPCF3 Auto Ontario
OPCF 2 – Providing Coverage When Named Persons Drive Other Automobiles FRSA Auto Ontario
OEF87 Auto Ontario
OEF86 Auto Ontario
OEF85 Auto Ontario
OEF84 Auto Ontario Jun 1, 2023
OEF83 Auto Ontario
OEF82 Auto Ontario
OEF81 Auto Ontario
OEF80 Auto Ontario Jun 1, 2004
OEF79 Auto Ontario
OEF78A Auto Ontario Jun 1, 2005
OEF78 Auto Ontario
OEF77 Auto Ontario Jun 1, 2004
OEF76 Auto Ontario
OEF75 Auto Ontario Jun 1, 2004
OEF74 Auto Ontario Jun 1, 2004
OEF72 Auto Ontario Sep 1, 2010
OEF71 Auto Ontario
OEF 70 Auto Ontario
OAF4 Auto Ontario Jun 6, 2016
Residential Underground Service Line Coverage RUSL 01-2022 (SLC 01-2022) Residential Nova Scotia, Ontario Oct 20, 2021
Sports Equipment Form SE 08-2017 (SEQUIP) Residential Nova Scotia, Ontario Dec 2, 2021
Vacancy Permit VP 01-2021 Residential Nova Scotia, Ontario Nov 18, 2020
Water Escape Form WATEE 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Watercraft Coverage Form WATA 01-2021 Residential Nova Scotia, Ontario Nov 18, 2020
Vacation Trailer Form VT 01-2021 Residential Nova Scotia, Ontario Nov 18, 2020
Power Fluctuation – Dwelling Form PFD 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Claims Free Discount Protector CFDP 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Comprehensive Condo Form CCONDO 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Personal & Farm Common Definitions, Exclusions & Conditions Form PLF 01-2021 Farm, Residential Nova Scotia, Ontario Nov 18, 2020
Solar Energy System – Basic Form SESB 12-2017 Farm, Residential Nova Scotia, Ontario Dec 2, 2021
Solar Energy System – Enhanced Form SESE 12-2017 Farm, Residential Nova Scotia, Ontario Dec 2, 2021
Comprehensive Rented Condo Form CRC 01-2021 Residential Nova Scotia, Ontario Dec 2, 2021
Comprehensive Second Condo Form CSC 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Current Construction Cost Form CCC 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Earthquake Form CPEQ EQ 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Fine Arts Form FA 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Home Based Business Endorsement HBB 01-2021 Residential Nova Scotia, Ontario Nov 18, 2020
Home Loss Assessment Form HLA 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Home Systems Protection Coverage HSPC 01-2021 Residential Nova Scotia, Ontario Nov 18, 2020
Home Under Construction – All Risks Form HUCA 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Home Under Construction – Named Perils Form HUCN 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Home Under Renovation – All Risk Form HURA 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Home Under Renovation – Named Perils Form HURN 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Limited Guaranteed Rebuilding Cost 01-2020 Residential Nova Scotia, Ontario Dec 2, 2021
Owner’s Construction Liability Form OCL 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Personal Items Form PERITEMS 01-2021 Residential Nova Scotia, Ontario Nov 18, 2020
Personal Liability Form CPL 01-2021 Residential Nova Scotia, Ontario Nov 18, 2020
Personal Umbrella Liability Residential Nova Scotia, Ontario Jan 8, 2017
Rebuilding Clause Form RBC 10-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Residence Glass RG 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Basic Home Form – BH 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Comprehensive Second Home Form CSH 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Comprehensive Tenants Form CT 01-2021 Residential Nova Scotia, Ontario Nov 18, 2020
Comprehensive Rental House Form CRH 01-2021 Residential Nova Scotia, Ontario Dec 2, 2021
Comprehensive Contents In Storage Form CCS 08-2017 Residential Nova Scotia, Ontario Dec 2, 2021
Comprehensive Home Form CH 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Basic House Form BHouse 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Basic Rental House Form BRH 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Basic Second Home Form BSH 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Basic Tenants Form BT 01-2021 Residential Nova Scotia, Ontario Nov 17, 2020
Basic Seasonal Form BS 01-2021 Residential Nova Scotia, Ontario Dec 2, 2021
Private Airstrip Liability Form PASL 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Stablemans Liability Form STBL 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Third Party Property Storage TPPS 01-2021 Farm Nova Scotia, Ontario Dec 2, 2021
Emergency Vet Expense EVE 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Enhanced Equine Livestock EEL 01-2021 Farm Nova Scotia, Ontario Dec 2, 2021
Enhanced Farm Building and or Structure EFB 01-2021 Farm Nova Scotia, Ontario Dec 2, 2021
Enhanced Farm Livestock Form EFL 01-2021 Farm Nova Scotia, Ontario Dec 2, 2021
Enhanced Farm Produce Form EFP 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Enhanced Game & Exotic Livestock Form EGEL 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Enhanced Semen, Embryo and Tank Form ESET 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Equipment Breakdown Coverage Farm Form EBF 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Farm Business Extension FBE 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Farm Liability Form FARML 01-2021 Farm Nova Scotia, Ontario Dec 2, 2021
Farm Limited Pollution Liability Form FLPL 10-2017 Farm Nova Scotia, Ontario Aug 3, 2021
Farm Produce – Refrigerated in Transit Form FPRT 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Farmers’ Accident Insurance FAI 01 2021 Farm Nova Scotia, Ontario Dec 2, 2021
Greenhouse Poly replacement Cost Coverage Endorsement GPRC 01-2013 Farm Nova Scotia, Ontario Dec 2, 2021
Non-Owned Livestock Liability Form NOL 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Pollution Damge – Insured Premises PIP 92 1992 Farm Nova Scotia, Ontario Dec 2, 2021
Special Farm Profits Endorsement for Contract Livestock Producers SFPBI-H 04-2000 Farm Nova Scotia, Ontario Dec 2, 2021
Unmanned Air Vehicle – Farm Liability Form UAVFL 12-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Unmanned Air Vehicle System – Farm Property Form UAVS 12-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Enhanced Farm Building Under Construction Form EFBUC 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Basic Mobile Farm Home Form BMFHOME 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
BizFarm BZF 01-2021 Farm Nova Scotia, Ontario Dec 2, 2021
Basic Farm Building and or Structure Form BFB 01-2021 Farm Nova Scotia, Ontario Dec 2, 2021
Comprehensive Hobby Farm Form CHF 01-2021 Farm Nova Scotia, Ontario Dec 2, 2021
Farm Contents FC 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Antique Tractor ATI 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Debris Removal Excluding Wind Form DREW 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Debris Removal Including Wind Form DRIW 10-2017 Farm Nova Scotia, Ontario Dec 2, 2021
Service Extension Endorsement CPSEE 07-2010 Commercial Nova Scotia, Ontario Dec 2, 2021
Sewer Back-up Endorsement CPSB 51040-51055 01-2013 Commercial Nova Scotia, Ontario Dec 2, 2021
Sign Form NW318 01-1997 Commercial Nova Scotia, Ontario Dec 2, 2021
Soft Costs Endorsement NW SCE 12-1998 Commercial Nova Scotia, Ontario Dec 2, 2021
Stated Amount Co-Insurance Clause 11021 12-1999 Commercial Nova Scotia, Ontario Dec 2, 2021
TENANTS IMPROVEMENTS TI94 – 1994 Commercial Nova Scotia, Ontario Dec 2, 2021
Tobacco and Alcohol Products Limitation Endorsement NW 50124 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Total Pollution Exclusion POLEX 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Transportation Form TRANS 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Warehouse Operator Coverage Form WHSOP 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Warehouseman’s Legal Liability WLL (04-2015) Commercial Nova Scotia, Ontario Dec 2, 2021
Welding and Cutting Warranty Endorsement WCW 04-2006 Commercial Nova Scotia, Ontario Dec 2, 2021
Wineries Extension Endorsement WEE 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Winery Extended Loss of Income – Actual Loss Sustained WALS 10-2013 Commercial Nova Scotia, Ontario Jan 12, 2015
Wording CyberOne – Computer Attack and Network Security Liability Coverage Endorsement EO0990 Commercial Nova Scotia, Ontario Dec 2, 2021
Data Compromise Coverage Endorsement EO0985 Commercial Nova Scotia, Ontario Dec 2, 2021
Wreckage Value Endorsement 11363 01-1997 Commercial Nova Scotia, Ontario Dec 2, 2021
Rent or Rental Value Form RENT 08-2017 Commercial, Farm Nova Scotia, Ontario Dec 2, 2021
TooL Floater TOOL 08-2017 Commercial, Farm, Residential Nova Scotia, Ontario Dec 2, 2021
Profits Plus Form With Actual Loss Sustained Option PB 198 01-2021 Commercial, Farm Nova Scotia, Ontario Dec 2, 2021
Limitation of Coverage to Designated Premises – Commercial DESP 12-2010 Commercial Nova Scotia, Ontario Dec 2, 2021
Locked Vehicle Warranty LVW 06-2011 Commercial Nova Scotia, Ontario Dec 2, 2021
Lottery Tickets Endorsement LTE 06-2012 Commercial Nova Scotia, Ontario Dec 2, 2021
Miscellaneous Property (Broad Form) 319 01-1997 Commercial Nova Scotia, Ontario Dec 2, 2021
Non Owned Auto Legal Liability Hired Autos SEF94 LLHA 04-2006 Commercial Nova Scotia, Ontario Dec 2, 2021
Non Owned Automobile Endorsement NOA-CPNOA 07 -2010 Commercial Nova Scotia, Ontario Dec 2, 2021
Non Profit Directors and Officers Liability Insurance NP-D&O 04-2015 Commercial Nova Scotia, Ontario Dec 2, 2021
Office Contents Floater NW326 01-1997 Commercial Nova Scotia, Ontario Dec 2, 2021
Peak Season Endorsement NW 13013 06 – 2000 Commercial Nova Scotia, Ontario Dec 2, 2021
Pesticides Act (Ontario) Limitation Endorsement PAO 07-2014 Commercial Nova Scotia, Ontario Dec 2, 2021
Pollution Liability POLLIAB 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Products-Completed Operations Hazard Exclusion NW33705 12-1998 Commercial Nova Scotia, Ontario Dec 2, 2021
Professional Fees Endorsement 510067 01-1999 Commercial Nova Scotia, Ontario Dec 2, 2021
Professional Services Liability Form PROF 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Replacement Cost NW RCBF 04-2012 Commercial Nova Scotia, Ontario Dec 2, 2021
Rip and Tear Endorsement RIPTR 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Second Hand Goods Clause NW50120 07-1998 Commercial Nova Scotia, Ontario Dec 2, 2021
Seed Errors & Omissions Rider Claims Made Basis SEO CM 04-15 Commercial Nova Scotia, Ontario Dec 2, 2021
Seedmen’s Errors and Omission Exclusion Endorsement SEO 04-2006 Commercial Nova Scotia, Ontario Dec 2, 2021
Selling Price Clause NW00112 01-2016 Commercial Nova Scotia, Ontario Dec 2, 2021
Customers Goods NWCGR 05-2000 Commercial Nova Scotia, Ontario Dec 2, 2021
Earthquake Endorsement CPEQ NW EDA 01-2013 Commercial Nova Scotia, Ontario Dec 2, 2021
Employee Benefits Extension (Errors and Omissions) Endorsement EBEO 04-2006 Commercial Nova Scotia, Ontario Dec 2, 2021
Employers’ Bodily Injury Liability Endorsement EBI 04-2006 Commercial Nova Scotia, Ontario Dec 2, 2021
Equipment Breakdown Endorsement – Commercial EBD 08-2011 Commercial Nova Scotia, Ontario Dec 2, 2021
Equipment Dealers Form EQD93 1993 Commercial Nova Scotia, Ontario Dec 2, 2021
Excavation Collapse Underpinning (XCU) BRWS 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Exhibition Floater 51021 01-1997 Commercial Nova Scotia, Ontario Dec 2, 2021
Extra Expense Insurance Endorsement IFC13516 07-1985 Commercial Nova Scotia, Ontario Dec 2, 2021
Flood Endorsement CPFL NWFL 01-2013 Commercial Nova Scotia, Ontario May 13, 2021
Food Processors Product Recall Coverage Endorsement NW PRE 10-1999 Commercial Nova Scotia, Ontario Dec 2, 2021
Hydraulic or Mechanical Hoist Endorsement HYDH 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Installation Floater 51053 04-2014 Commercial Nova Scotia, Ontario Dec 2, 2021
Kennelmens’ Liability KEL98 01-2016 Commercial Nova Scotia, Ontario Dec 2, 2021
Commercial Extension Endorsement CEE 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Commercial General Liability Form CGL 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Consequential Loss Assumption Endorsement Including Off Premises Power NW 18007 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Consequential Loss Assumption Endorsement NW 18000 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Contractors Equipment – Limited Form NW51029 01-1997 Commercial Nova Scotia, Ontario Dec 2, 2021
Contractors Equipment floater – Rental Expense Endorsement 51031 06-1998 Commercial Nova Scotia, Ontario Dec 2, 2021
Comprehensive Dishonesty Disappearance and Destruction Rider 43500 05-2000 Commercial Nova Scotia, Ontario Dec 2, 2021
Absolute Pollution Exclusion POLAB 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Accounts Receivable – Broad Form NW316 06-2005 Commercial Nova Scotia, Ontario Dec 2, 2021
Additional Insured Extension – Operations Endorsement ADO 04-2006 Commercial Nova Scotia, Ontario Dec 2, 2021
Agricultural Environmental Impairment Liability Endorsement AEIL 08-2011 Commercial Nova Scotia, Ontario Dec 2, 2021
BizPak BZP 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Bodily Injury and Property Damage Deductible Endorsement 33701 01-2013 Commercial Nova Scotia, Ontario Dec 2, 2021
Broad Form Vendors Liability Endorsement BFV 09-2007 Commercial Nova Scotia, Ontario Dec 2, 2021
Builders Risk Comprehensive NW51210-7 06-2005 Commercial Nova Scotia, Ontario Dec 2, 2021
Commercial Building Equipment and Stock – Broad Form 51236 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Commercial Building, Equipment and Stock – Named Perils 51234 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Commercial Common Agreements Definitions Exclusions and Conditions Form COMM 01-2021 Commercial Nova Scotia, Ontario Dec 2, 2021
Commercial Condominium Liability Endorsement CCLE 01-2016 Commercial Nova Scotia, Ontario Dec 2, 2021
Commercial Condominium Unit Owners Extension Endorsmement CCUOEE 01-2016 Commercial Nova Scotia, Ontario Dec 2, 2021

Dedicated to protecting what matters most.